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Do I Need General Liability Insurance as an Arborist? from Dicky Lancer's blog

Working as an arborist is going to be a great way for you to earn an income and get ahead with some of the things that you would like to accomplish along the way. You get to be a big asset to those in your community and can provide a service that is necessary without a lot of competition along the way. But you do need to consider what type of insurance is right for you. one type of insurance that you need to consider as an arborist is general liability insurance.


 

General liability insurance is going to provide a lot of the insurance that an arborist and other professionals will need when they are running their business. Each company will provide different amounts when it comes to insurance so you may need to shop around to figure out where the best deal is. Some of the things that this type of insurance will help with and provide coverage for include:

 

1. Bodily injury: If someone is harmed while doing work for you or by walking by the worksite, this insurance will provide coverage.


2. Property damage: if some of your equipment falls and causes damage on the property of the client, this insurance can help.


3. Advertising harm: This will provide protection if you are sued for improper image use in any of your marketing campaigns.


4. Legal fees: If you get into a lawsuit and have court and attorney fees, this insurance will help you out, whether you did something wrong or not.


5. Medical payments: If you have an employee or the client who ends up getting hurt during the course of the work, and they ask you to pay for the medical expenses due to negligence, then this type of insurance will help foot the bill.


6. Defamation, slander and libel: This can help whether you or an employee start to say things about the client that hurt their character and the client decides that they want to sue you for it.

 

Picking out the right business insurance  for your arborist business will be an important step to make sure that you are safe all the time. There are different accidents that can happen to you and without the necessary protection, you could end up losing your business as you pay out all of the bills. Work with a reputable agent to make sure you are able to get the right insurance to protect your business along the way.



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By Dicky Lancer
Added Oct 22

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