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If Iranian missile strikes on US forces in Iraq cannot make the oil price rally, then what can?

That is the question bullish oil traders have been asking this past week, after the fallout from the assassination of Iranian commander Qassem Soleimani saw prices jump briefly, before posting a dramatic retreat as the US and Iran moved to de-escalate. On Wednesday crude posted a peak-to-trough swing of almost 9 per cent, whipsawing those who thought oil prices were finally going to break comfortably above $70 a barrel.

With Brent crude back near $65, it might be tempting to conclude that the market has peaked. Some traders may want to start betting against oil prices, as long as both the US and Iran continue to avoid a direct confrontation, and supplies remain undisturbed.
To get more latest news on iran us tension, you can visit shine news official website.
Simmering tensions in the Middle East are likely to remain supportive for prices in the coming weeks. It is far from certain that Iran’s retaliation for Soleimani’s death has concluded.

At the same time, the expansion of the US shale industry appears to finally be slowing. Traders are starting to shift from worrying about oversupply in the first half of this year to examining demand forecasts that broadly look more balanced with supplies from the summer onwards.

Oil prices might not have much further to rise, at least without another clear threat to supplies. But this does not look like a market at imminent risk of collapse. David Sheppard

Will the ‘phase one’ trade agreement fulfil its promise?

Investors will be on high alert this week for last-minute delays to the promised “phase one” trade agreement between the US and China. President Donald Trump says the agreement will be signed at the White House on Wednesday, but even this intermediate step could falter.

The Trump administration claims the deal is “in the bag”, yet details of the agreement have not been made public and are still being reviewed by both sides. It is unclear whether the final terms will go substantially beyond the truce reached in December. They may even fail to meet market expectations, whether in terms of the scale of concessions or by providing no feasible pathway towards a broader, more comprehensive settlement.

Officials from Beijing will probably head to Washington with a tailwind because economists expect China’s exports to snap a four-month streak of contraction. Data due to be released on Tuesday is expected to show a year-on-year rise of 2.5 per cent for December — the fastest pace of growth since July.

Yet tensions between the US and Iran will keep market participants on their toes. China, which last month held joint naval exercises with Iran and Russia, is now the biggest buyer of Iranian oil and has urged the US not to further escalate tensions in the Middle East.

But while Mr Trump has downplayed any further threats from Iran, Soleimani’s replacement has promised to take revenge by “uprooting the US from the region”.

With the trade deal’s signatories now on opposite sides of yet another geopolitical stand-off, Wednesday’s signing looks more challenging than ever.

It took the American media more than a week, but on Sunday morning the expected, almost traditional report came across describing Israel’s role in the killing of Iranian commander Qassem Soleimani. According to NBC, Israeli intelligence provided supplemental information about the schedule of the Revolutionary Guards’ Quds Force commander, whose plane took off from Damascus and landed at Baghdad International Airport slightly after midnight on January 3.To get more us and iran tension latest news, you can visit shine news official website.
A detailed report in the New York Times gave a precise description of the sequence of events during the week of the killing and said that Prime Minister Benjamin Netanyahu was the only foreign leader informed by Washington of the intent to kill Soleimani. The report is consistent with assessments by Israeli media immediately after the killing. In retrospect, remarks Netanyahu made the day before the killing, as he left for a visit to Greece, about Israel’s vigilant monitoring of events while “in close contact with our great friend, the United States,” might indicate that he knew something.
On Sunday, at the beginning of the weekly cabinet meeting, Netanyahu once again addressed the situation in Iran, condemning the Tehran regime for mistakenly shooting down a Ukrainian commercial airliner, praising the courage of those demonstrating against the regime and congratulating U.S. President Donald Trump on his decision to impose additional sanctions on Iran. But the vow of silence the premier has imposed on his ministers is still in effect, and they’re keeping mum about events in the Gulf region.

It looks as if Israeli caution includes, at this stage, restraint with regard to offensive action on the northern front. The report from last week that attributed to Israel an attack on a truck carrying weapons near the Bukamal crossing on the Syrian-Iraqi border doesn’t seem reliable. If it is true that Israeli offensive actions have been halted, one must assume that this is temporary, until what’s going on between the United States and Iran is clarified.
Meanwhile, it seems that the upheaval the killing has caused is having unintended consequences. The Iranians sought to depict the missile fire at American bases in Iraq last week as the end of their public revenge. But anxiety among those operating their air defenses led to the downing of a Ukrainian passenger plane by a surface-to-air missile and to the deaths of 176 passengers and crew who were not in any way connected to the conflict with the United States. The regime was seriously em
President Donald Trump may be escalating his trade war with China, but the U.S. futures industry is lauding progress between the two nations, and companies are pushing ahead with their own efforts to work with the Chinese.To get more latest banking and finance news, you can visit shine news official website.

CME, the largest futures exchange operator in the world, announced this month it will partner with the Shanghai Gold Exchange in October to list new gold contracts based on that foreign exchange's benchmark price, pending regulatory approvals. Likewise, the Shanghai Exchange will launch new contracts linked to CME's Comex gold futures prices.

Such advances in cross-pollination of the financial markets fly in the face of Trump's recriminations about China's lack of openness. U.S. traders may relish the volatility created by the president's trade war in the short term because of opportunities for gains on market swings, but leaders of the industry are showing that longer-term U.S. trading interests favor calling out the positive gains made in recent years between the two trading giants.

The Futures Industry Association, the Washington trade group that represents U.S. futures interests and advocates for them in Washington as well as abroad, recently offered support for changes made by the China Securities Regulatory Commission, the agency that oversees the country's securities and futures markets, and for efforts advancing foreign participation under President Xi Jinping's leadership.

"The CSRC has been pretty open in trying to make sure more foreign participation comes into the Chinese markets," says Walt Lukken, president of the Futures Industry Association. While he says the Chinese are often slow and methodical with changes, the fruits of shifts in recent years are showing up now. He raised the issue in a Chicago presentation last month and reiterated it in remarks afterward.

Lukken cited the decision by the Shanghai exchange last year to list its first crude oil futures contract and to invite international participation in trading of the contract. He says he's unaware of any grousing about competition the new contract may mean for CME's WTI crude benchmark contract or Atlanta-based Intercontinental Exchange's Brent crude benchmark contract. The idea is for China to create its own futures industry benchmarks, he says.

"They're hoping that our expertise, and our liquidity that we can provide their markets, will help to develop those benchmarks," Lukken says. "It has to flow both ways. They're giving us access into China, but we're giving them access into the United States."

Lukken also notes China's plan next year to eliminate a cap on foreign ownership of Chinese brokerages that support the futures industry, among others. While China's easing of such restrictions has been underway since 2017, its reforms were sped up this year.

While some may attribute the acceleration to Trump's tough rhetoric, the futures industry was making progress before that and in spite of some moves by the U.S. that might have made such steps forward difficult. For instance, the U.S. government last year blocked a sale of the Chicago Stock Exchange to a Chinese investment group suspected of having ties to the Chinese government.

As U.S. market participants have made gradual inroads in China, especially in the metals, energy and currency markets, Chinese counterparts have steadily increased their presence on U.S. exchanges, contributing to a doubling of trading volume from Asia at CME since 2012. U.S. traders, especially Chicago's pit veterans like CME CEO Terry Duffy, aren't known for being soft when it comes to pursuing their interests.
If you live in America and you are in debt, you are definitely not alone.To get more china auto news, you can visit shine news official website.

The Federal Reserve Bank of New York just put out its latest quarterly report on U.S. household debt and found that Americans collectively owe about $13.54 trillion, an amount that has risen for 18 consecutive quarters and is 21% higher than the $12.7 trillion owed in 2008 during the height of the Great Recession.

Among the more troubling facts from the report is the record 7 million Americans who are 90 days or more behind on their auto loan payments. It's a signal, economists say, that Americans are struggling to pay bills despite other indications of a strong economy and low unemployment. Approximately 6.5% of all auto finance loans are 90-plus days past due.

Student loan debt edged higher, hitting $1.46 trillion in the fourth quarter, and serious delinquency rates in the category continue to be much higher than any other debt type.

Mortgage debt accounted for most of the total, hitting $9.12 trillion in the fourth quarter.
What does this mean for the overall economy?
Despite the concerns in the auto-loan segment, Americans were generally less eager to boost their debt in late 2018. Credit inquiries hit a new low in the history of the Fed survey, driven largely by a decline in refinancing requests. This is good news generally, but it could also signal potential trouble for consumer spending, which accounts for more than two-thirds of U.S. economic activity.
The Fed report made sure to note that the overall level of auto loan credit quality actually improved, with less-worthy borrowing declining to 22% of the total share while 30% is now held by those on the higher end of the scale. But the rise in delinquencies is cause for concern.

"The substantial and growing number of distressed borrowers suggests that not all Americans have benefited from the strong labor market," noted economists in a blog the New York Fed produces. The report said there were more than a million "troubled borrowers" at the end of 2018 -- when unemployment was 4% -- compared to 2010 (10% unemployment).

A rise in auto-loan defaults is unlikely to cripple the entire financial system as mortgages did in the run-up to the 2008-2009 financial crisis. The total auto-loan market is just over $1 trillion, compared to $12 trillion for housing.

"Auto loan originations for 2018 reached an all-time high in our dataset and the growth has been driven by creditworthy individuals," said Joelle Scally, Administrator of the Center for Microeconomic Data at the New York Fed. "Despite auto debt's increasing quality, its performance has been slowly worsening. Growing delinquencies among subprime borrowers are responsible for this deteriorating performance, and younger borrowers are struggling most acutely to afford their auto loans."
2018’s big auto finance news is that the US House and Senate voted to repeal the CFPB decree on auto-loan financing. The repeal takes pressure off indirect lenders for the moment, but there’s still a big load of regulations for lenders overall. Federal, state, and local regulations require lenders to understand and implement a growing and evolving set of regulations: TILA/Reg-Z disclosures, Equal Credit Opportunity Act, Consumer Leasing Act, Fair and Accurate Credit Transactions Act, Risk-based Pricing Rule, and Servicemembers Civil Relief Act, to name few. Regulations are already complex at the federal level, but they become even more challenging with the variation of requirements among states—and they may seem overwhelming at the local level.To get more auto finance news, you can visit shine news official website.

Rarely a week goes by in auto finance news without mention of the continued importance of regulations, and the sustained efforts made by lenders to comply. It’s a credit to the lending community that they focus efforts to accurately interpret and apply relevant regulations. A few examples illustrate the community’s focus on compliance:
How will regulatory compliance shape loan processing in the near term? From a lender’s perspective, there are three takeaways. First, stay focused on regulatory compliance as part of your business strategy. Second, adopt the means to quickly implement regulatory changes related to auto loan processing. Third, be able to easily demonstrate compliance in the unfortunate event you are audited.

Judging from recent news, regulations and compliance will continue to stay in the headlines. Industry and political entities at every level (federal, state, and local) guarantee it. As a lender, you’ll need to monitor and assess the regulatory changes that directly impact your lending operations.

The very technologies transforming loan processing can also help lenders meet compliance objectives. Andy Mayer, vice president of F&I solutions at Dealertrack, underscores this idea in How Lenders and Dealers Differ In Adopting New Technology when he observes that “Lenders need to keep compliance in mind when they make their business decisions regarding technology and how that affects them.“ [Lenders] are concerned about fraud and about compliance. I think they have different technical needs, but they also have regulatory needs driving how they do business.”

With the expectation of continued regulatory changes, some predictable, others uncertain, how will technology help lenders to implement specific regulatory requirements that impact their lending practices?
In a recent column you made the following statement: “The safest thing to do is to use a virtual private network, which encrypts ALL traffic between you and all websites.”

VPN encryption may not have the reach that you are stating. A VPN can only encrypt the transmission between the client and the service provider. The communication between the VPN service provider and the destination of the transmission is likely to be unencrypted.unblock websites
If the VPN service provider has an agreement with the destination it will be encrypted, but it is unlikely that Facebook or any other large web presence is establishing these VPN connections, primarily because they would not be able to provide the throughput necessary for the expected traffic to their sites through a VPN.

VPNs are perfect for protecting people on public Wi-Fi from the other folks that are on that Wi-Fi. But they do not provide end-to-end encryption.

A: You’re absolutely right. Using a VPN does two things. First, it encrypts the transmissions between your computer and the VPN’s servers. Secondly, it masks your IP address.

The transmissions between the VPN server and the third-party site are not encrypted unless the third-party site supports that.
So yes, there is still some exposure. But it is only with respect to the actual content of your message if it is intercepted between the VPN server and the third-party site. Unless you provide identifying information in the message it can’t be tracked back to you.

The bottom line: Be aware of where you are and what you’re transmitting. If you’re using public Wi-Fi for virtually anything, I recommend using a VPN. Many sensitive sites — such as banks — don’t, however, allow connections over a VPN. So in such cases I recommend not making such connections over public Wi-Fi.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432
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China will completely block access to much of the global internet as part of a sweeping crackdown aimed at suppressing dissent and maintaining the Communist party’s grip on power.VPN service

The government has ordered China’s three telecommunications companies to completely block access to virtual private networks, or VPNs, by February 2018, Bloomberg News reported, citing anonymous sources. The three internet providers, China Mobile, China Unicom and China Telecom, are all state-owned.

China operates the largest internet censorship regime in the world, blocking access to thousands of websites including Google, Facebook, Twitter and Instagram. Internet controls also mean news and commentary critical of the ruling Communist party and information about events like the 1989 Tiananmen Square massacre are almost impossible to find within China.

But millions of Chinese citizens circumvent China’s censorship system, known as the Great Firewall, by using a VPN, allowing unfettered access to any website.

The latest directive comes as China prepares for a twice a decade political meeting in Beijing in late 2017, with various factions within the government jockeying for dominance in any potential shuffle of top officials. It also comes on the heels of a 14-month “cleanup” of internet services announced in January, part of president Xi Jinping’s push for so-called “internet sovereignty”.

“This is a significantly escalated form of internet control and shows there is unprecedented urgency and desperation at the top of the government,” said Xiao Qiang, a professor focusing on censorship in China at the University of California, Berkeley. “This is clearly about the highest levels of political struggle and the different factions using the internet as their battlefield.

“If Xi’s opponents cannot release information inside China because of the censorship apparatus, they do it outside China and then the information filters back.”

Xiao pointed to recent cracks in the Great Firewall, including allegations of corruption levelled by a Chinese businessman in New York that have managed to circulate widely within China. The claims, many unverified, have been seen as damaging to the head of the country’s corruption watchdog and one of Xi’s closest allies.

In the coming months Xiao predicted the authorities would step up their internet crackdown: “There have always been controls, but this will be another level”.

The ban on VPNs could also harm academics, software developers and foreign businesses. For years Chinese researchers have complained they lack adequate access to overseas journals and methods to communicate with universities around the world, while developers rely on code hosted on websites based outside China.

Foreign businesses in China often use VPNs to secure their company data or communicate with company headquarters. It is not clear whether the ban will affect corporate VPNs.

“This is ridiculous. If they’re as interested in security and stability as they say they are, then they should leave VPNs accessible,” Kaiser Kuo, former head of international communications at Chinese tech giant Baidu, posted online.

“The number of people using them in China is really small, but really vocal — and I don’t think they’ll just take this lying down. Will reflect very badly on the party. Dark days ahead.
Earlier this month a popular Chinese VPN was forced to shut down after “receiving a notice from regulatory departments”.

China has instituted bans on VPNs and other methods to bypass censorship in the past, especially during high-level government meetings in Beijing. But it remains to be seen whether the latest directive will become permanent.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432
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Do VPNs still work in China? If you’re in China right now, you’re probably aware of how difficult it is to connect to a VPN right now. Don’t worry – you’re not alone. This is a problem people are having all across the country right now. So what has happened? Do VPNs no longer work in China?
These past few months have been particularly hard on VPN users in China. With the Hong Kong protests, the trade wars and other major narratives China wants to control, the Ministry of Information has been particularly mean.Buy VPN

All that to say this: no matter which VPN you use right now, you’re going to have connection problems. Personally, this is why I subscribe to multiple VPN services…but that’s just me.

I’ll start by saying this: as of January 2020, it is possible to connect to a VPN in China. It’s been difficult to connect at times but yes, it is possible.

The connectivity of VPNs in China goes on a cycle, a fact that you probably know well if you’ve lived in China for more than a year.

During important government meetings (such as the Congress meeting last March), major holidays or during sensitive anniversaries, it becomes harder to connect to VPNs.That’s why it’s important to choose a VPN that dedicates significant resources to serving the China market.

Personally, I use ExpressVPN – which has been incredibly reliable for me these past few years – but I also subscribe to a number of other VPNs that work great in China.

No matter what VPN you use, there are a few steps you can take to ensure that you can stay connected even when it feels like your VPN no longer works in China.
Make Sure Your VPN App is Updated

One of the best ways to improve VPN connectivity is to keep your app updated. VPN services like ExpressVPN and NordVPN make important tweaks to their connection protocols when connections become difficult. You may not be able to log on to the websites directly, but the links above are dynamic links that direct you to an unblocked page from within China.VPN download
Check the China Server Status of Your VPN

Any VPN service that serves the China market well will have a status page that will provide timely updates on connection issues, possible fixes and tips on how to connect to VPN servers in China. Examples of this would be the ExpressVPN Status page, the NordVPN status page, and the VyprVPN status page. Each of these webpages should be updated on a weekly, if not daily basis, and often tell you exactly which servers are working in China.
Change Server Locations and Connection Protocols (multiple times)

Most VPNs like ExpressVPN allow you to change server and protocol connections as much as you want. If you find that you aren’t able to connect to your VPN in China, try changing to a different server location or connection protocol. And don’t get discouraged if it doesn’t work after 2-3 changes. During the worst times, it often takes me 10-15 changes before I’m able to find a connection that works.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432
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a bit of an Internet buzzword nowadays, because the business model of the Internet has now shifted towards data collection.
Today, most users surf the web unaware of the fact that websites and online services collect their personal information, including search histories, location, and buying habits and make millions by sharing your data with advertisers and marketers.unblock websites
If this is not enough, then there are governments across the world conducting mass surveillance, and hackers and cyber criminals who can easily steal sensitive data from the ill-equipped networks, websites, and PCs.
So, what's the solution and how can you protect your privacy, defend against government surveillance and prevent malware attacks?No matter which Internet connection you are using to go online, one of the most efficient solutions to maximize your privacy is to use a secure VPN service.
In this article, we have introduced two popular VPN services, TigerVPN and VPNSecure, which help you in many ways. But before talking about them, let's dig deeper into what is a VPN, importance of VPN and why you should use one.
What is a VPN & Why You Should Use It?
A VPN, or Virtual Private Network, is nothing but an encrypted tunnel between you and the Internet.
Once you connect directly to your VPN service, every Internet browsing activity of yours will go through the VPNs servers and blocks third parties, including government and your ISP, from snooping on your connection.
Secure and Encrypted Web Browsing: VPNs enhance online security by keeping your data secured and encrypted.
Online Anonymity: VPNs help you browse the Internet in complete anonymity so that no one can track the origin of your Internet connection back to you.
Prevent Data & Identity Theft: VPNs encrypt all data transferred between your computer and the Internet, allowing you to keep your sensitive information safe from prying eyes and significantly reducing the risk of security breaches and cyber attacks.
Unblock Websites & Bypass Internet Restrictions: VPN essentially hides your IP address, so your visits to any restricted sites do not register with the third-party, including your government or ISP, trying to block you, ensuring you enjoy the online freedom of speech.
Hide Your Browsing History From ISP: VPNs stop your ISP from logging your web visit, as the spying ISP will not be able to see what you are visiting on the Internet.
Multiple Device Supported: Many VPN services usually support multiple devices and work on all operating systems, such as Windows, Mac, Linux, Android, and iOS. With multiple device support, you can set up your PC, work computer and smartphone to access one VPN at the same time.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432
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April 1st is a miserable day for most of the Internet. While most days the Internet is full of promise and innovation, on “April Fools” a handful of elite tech companies decide to waste the time of literally billions of people with juvenile jokes that only they find funny.fast VPN

Cloudflare has never been one for the traditional April Fools antics. Usually we just ignored the day and went on with our mission to help build a better Internet. Last year we decided to go the opposite direction launching a service that we hoped would benefit every Internet user: 1.1.1.1.

The service's goal was simple — be the fastest, most secure, most privacy-respecting DNS resolver on the Internet. It was our first attempt at a consumer service. While we try not to be sophomoric, we're still geeks at heart, so we couldn't resist launching 1.1.1.1 on 4/1 — even though it was April Fools, Easter, Passover, and a Sunday when every media conversation began with some variation of: "You know, if you're kidding me, you're dead to me."
No Joke

We weren't kidding. In the year that's followed, we've been overwhelmed by the response. 1.1.1.1 has grown usage by 700% month-over-month and appears likely to soon become the second-largest public DNS service in the world — behind only Google (which has twice the latency, so we trust we’ll catch them too someday). We've helped champion new standards such as DNS over TLS and DNS over HTTPS, which ensure the privacy and security of the most foundational of Internet requests. And we've worked with great organizations like Mozilla to make it so these new standards could be easy to use and accessible to anyone anywhere.
On 11/11 — yes, again, geeky — we launched Cloudflare's first mobile app. The 1.1.1.1 App allowed anyone to easily take advantage of the speed, security, and privacy of the 1.1.1.1 DNS service on their phone. Internally, we had hoped that at least 10,000 people would use the app. We ended up getting a lot more than that. In the months that followed, millions of Android and iOS users have installed the app and now experience a faster, more secure, and more private Internet on their phones.

Super Secret Plan

Truth be told, the 1.1.1.1 App was really just a lead up to today. We had a plan on how we could radically improve the performance, security, and privacy of the mobile Internet well beyond just DNS. To pull it off, we needed to understand the failure conditions when a VPN app switched between cellular and WiFi, when it suffered signal degradation, tried to register with a captive portal, or otherwise ran into the different conditions that mobile phones experience in the field.

More on that in a second. First, let’s all acknowledge that the mobile Internet could be so much better than it is today. TCP, the foundational protocol of the Internet, was never designed for a mobile environment. It literally does the exact opposite thing it should when you're trying to surf the Internet on your phone and someone nearby turns on the microwave or something else happens that causes packet loss. The mobile Internet could be so much better if we just upgraded its underlying protocols. There’s a lot of hope for 5G, but, unfortunately, it does nothing to solve the fact that the mobile Internet still runs on transport protocols designed for a wired network.

Beyond that, our mobile phones carry some of our most personal communications. And yet, how confident are you that they are as secure and private as possible? While there are mobile VPNs that can ensure traffic sent from your phone through the Internet is encrypted, let’s be frank — VPNs suck, especially on mobile. They add latency, drain your battery, and, in many cases, are run by companies with motivations that are opposite to actually keeping your data private and secure.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432
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