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South America is a destination that creates curiosity for every traveler. This ancient land unfolds so many signs of mystery that a newcomer simply gets bowled over here. That is why, many of enthusiasts, travelers, prefer to return to this great continent again and again. Described in one word 'beautiful,' this wonderful continent has so many reasons that increase its popularity every passing day. Where else on earth you would find so many rare species of birds and animals? The vividness of nature, fragrance of land, sound of air and feel of ancient spirits - South America can make anyone really happy from inside. So, if you are planning to visit this continent, you should seek information about adventure tours in South America.

Ecuador: The Tiny Country!
Known as the tiny country, Ecuador defines the true South American spirit. The country is a melting pot of its strong cultural value combined intelligently with the aesthetic modern approaches. So, if you want to experience something that will remain with the last day, a visit to Ecuador would be necessary for you.

In your Ecuador and Galapagos Islands travel, you will get a lifetime chance to meet so many creatures so closely. You can learn and understand so many different things of about these different creatures. Besides appreciating the spreading beauty around you, you still can get a chance to taste some of the mouthful of dishes here. Also, you can shop around and gather some of the best mementos and evidences of art & culture from the nearby market.

If you want to travel in Ecuador and looking for the online buses, just go to on AndesTransit for the best offer on Ecuador bus tickets.

I have spent 4 months traveling in Peru. While there I stayed in the following places: Lima, Miraflores, Trujillo, Chiclayo, Cajamarca, Huaráz, Chavín, Piura, Máncora, and Cusco. Here are some of the things that I learned and that I recommend to anyone planning to spend some time in that beautiful country. These tips are probably useful for most other Latin American countries as well.

1. Bring a travel guide book.

Buy one before you go, as you won't find any in English once you get there. Make sure that it is current as these can become obsolete rather quickly. These guides are great for getting referrals on places to visit, eat, or stay. They usually have great advice for travelers. And they make great reading material while you are traveling.

2. Bring ear plugs.

These will help you drown out the early wake up calls from taxis in the morning as well as the usually obnoxiously loud movies that they show on the longer bus rides. I like the cheap foamy earplugs that you can get at the drug store. I recommend buying a big box of 20 or so. At least they are light to carry.

3. Travel light.

Do you really want to lug around all that stuff? You'll be much happier having less weight to carry with you.

4. Riding the buses.

Most Peruvians commute between cities by bus. In fact, on the roads connecting the cities, you hardly see any personal vehicles. Only buses and cargo trucks.

There are several bus lines in Peru and they are double decker size. The lower level is considered first class. The seats are bigger, there are only about 10 seats, and the bathroom is closer. The upper level is only a little cheaper. Like maybe $5 cheaper. The problem with the upper level is that it can be noisier (babies or the man snoring next to you) or smellier (men with cheap cologne) or too intimate (people next to you falling asleep and using your shoulder as a pillow).

If the bus ride is a longer one, I prefer splurging on the first class seat. It is definitely a more comfortable ride. When you buy your ticket, you can usually pick the seat you want. If you are really feeling adventurous, and the bus is going down the Andes to the coast, I recommend the seat directly above the driver in the first row. There is a window view of the trip down the mountain which is exhilarating. But there is also a curtain in case it gets too scary.

5. Taxi drivers

You think people drive crazy in the United States? No matter what city I was in, the cab drivers drive fast, rarely use signals, freely cross the multitude of intersections without stop signs or stoplights in any direction, and seem to communicate with each other via a series of bleeps and blips from their horns. It's like a secret Morse code for taxistas. The good news is, I didn't see a single car accident when I was there. I think the Peruvian taxi drivers are tapping into the Force to maneuver themselves. So sit back, relax, and enjoy the ride!

6. Pedestrians DO NOT have the right of way.

That concept simple does not exist in Peru. Pedestrians have the right to get out of the way of oncoming traffic because it's not going to stop for you. One of the things that weirded me out was, I'd be walking on the sidewalk in a smaller city. Then a cab would come up behind me and honk at me as if I needed a warning to get out of the way, even though there was no other traffic on the road, and the cab was at least 20 feet away from the sidewalk. This happens a lot and I decided that they are just lonely and saying "Hi".

7. Going to Cusco

The bus ride to Cusco is about 24 hours, so you may want to consider flying. I didn't and spent a scary trip from Cusco to Lima. There was a rock slide that backed up traffic for hours. We were the first ones there (coming down the mountain) and the bus driver decided to try to drive the bus over the rocks! Since that almost got us killed, he stopped the bus and we all got out and helped remove rocks from the road for a couple of hours in the middle of the night. Kinda surreal.

8. Money

My debit card worked just fine all over the country. The best thing to do is carry a small amount and pull money out of ATM´s as you need it. I also hide the majority of cash on hand somewhere safe, and keep a smaller amount in my pocket. This way, in the unlikely event that I got robbed, I would only lose a little bit. I actually learned that trick living in Chicago where the likelihood of getting robbed is way greater.

The other thing I would do differently is have more than one bank account. That sure would have come in handy when I lost my debit card in Cusco! And be sure you let all your banks know that you are in Peru and the dates you are there. Otherwise they will probably pull the plug on your account under the suspicion of fraud.

9. Food and Water

In general, food is cheap. It is more sanitary in the restaurants than the stands on the street or in the markets. Some street vendors sell very simple things like a potato or corn dish. There is also a delicious quinoa soup that you can find on the streets in Lima. In general, meat is going to have more potential of transferring bacteria and germs from unsanitary practices and not washing cutlery properly. So the simple vegetarian street food is probably much safer. I am a certified food handler, so I speak from the authority of having passed a test.

Water should always be boiled to kill bacteria. So to be extra safe, order your drinks without ice. There is plenty of bottled water available. I used to buy liter bottles. Unfortunately there is a huge problem with unrecycled plastic bottles in Peru, but I'm not sure how to avoid buying bottled water while traveling.

One of my favorite things was to have fresh-squeezed orange juice in the morning. In many cities you will find an orange juice vendor that has a homemade cart. He or she puts the orange in a vice and manually spins it against a cutter that peels the entire orange in 2 seconds. Then the orange is put into a hand presser. The juice is served in a glass that you return when you are done. There is a soap and water container built into the stand used to wash the glasses.

10. Hostels

A private room in a hostel is usually about $10 a night. They are much cheaper than the hotels, and usually just as nice. It's a little cheaper for a shared room where you will get the opportunity to meet other travelers, hear them snore and be awakened in the middle of the night when they stumble in drunk. If you value a good night's sleep, I recommend getting a room to yourself. And if you want to have a guest, you will be able to. You usually have to pay for the guest though.

If you want to find the cheapest places to stay, then look for the hippy artisans that sell their wares. They usually congregate in the plaza area. They usually are traveling from place to place, following the tourists destinations in the different seasons. They stay themselves where it's cheapest. These places are a little off the beaten path and you may be the only gringo staying there, but it will be an interesting experience.

These ten tips are what I learned from my experiences. You'll find plenty of other useful tips in your tour guide. One thing to mention, which really isn't a tip. Internet access is cheap and readily available in any city I went to. So that's not something to worry about.

If you want to travel in Peru and looking for the online buses, just go to on AndesTransit for the best offer on Peru bus tickets.

In our current times it is increasingly becoming harder and harder to obtain credit. This is especially due to the fact that banks and lenders have tightened up on capital and have made it increasingly difficult for the average consumer to obtain credit. Customers with revolving accounts are even running into the problem of having their credit limits lowered as well as increased fees. When it comes to car loans especially, you'll rarely find very many banks out there that offer a "fast credit" where you can get cash easily. That's an option that was very easily available in years past but not in recent times. There are, however, still a few companies that offer a way to expedite the credit process. This is not to be confused with the payday loans with high interest rates that end up putting you in a whole that you have to climb out of.

There are consumers out there that need fast access to capital but they cannot get any capital just because there are so few options available. The only few types of ways to obtain fast credit is primarily through the use of secured financial instruments also knows as "secured loans." Secured loans are when a lender typically gives the borrower funds or monies in exchange for the title of a property. Although the lender will not physically KEEP the property in question, they reserve the right to take it away from the borrower in the even that they do not receive the funds that were promised to them.

Car title loans are a good example of a secured loan. Although the car loan business is slowing down due to the credit crunch in the economy, car title loans are a rapidly growing industry. The way the process works between the borrower and lender is fairly simple. There are large amounts of money available to customers when compared to a standard payday loan because this is actually a secured form of lending. The collateral that is being offered in this scenario is actually the title to the borrower's car. When securing a loan such as this it require very little effort and time and usually involved nothing more than just filling out a few simple forms either online through the internet or over the phone. Sometimes in rare cases they may ask a borrower to drive to a nearby location so the vehicle can be inspected to verify it is in working condition.

Although car loans and other types of lending often weigh the customers credit very heavily, title loans are based more on the value of the car. The reason for this is that title loans are based on the borrower using the title for the car as collateral for the loan. Most loans that you get at any title loan agency will cover up to fifty percent of the value of the vehicle although this depends on state or local regulations. In some cases, the agency may also ask that the borrower show proof or evidence that there is an ability to repay the debt by showing proof of income. Although the industry is in it's budding stages there is great potential.

If you are looking for the more information about car title loans, please visit at Augusta free press.

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